"In this month’s episode, Ryan and Becky dig into your credit report, credit score and credit cards. They discuss how a credit report is different than your credit score, and what you can do to improve both. From there they go on to the pros and cons of credit cards and how to choose the right one for you.

The three main take-aways from today’s episode:
1. Check your credit report
2. Be disciplined with your credit cards
3. Shop around for the credit card that’s right for you

To learn more, check out the following links:

2019 CBC Marketplace episode on credit scores: https://www.youtube.com/watch?v=5BsxZFrV4dU&t=92s
How do cybercriminals steal credit card information? https://www.techtarget.com/whatis/feature/How-do-cybercriminals-steal-c…
How credit cards work: https://www.canada.ca/en/financial-consumer-agency/services/credit-card…"

Just in time for Halloween, Ryan and Becky pick up from their first Eyes On Your Money episode on banking to talk about the importance of making, and sticking to, a budget.

In “Don’t Be Afraid of Your Budget,” they focus on three main success factors when it comes to budgeting: talking about finances with the whole family, tracking all your expenses for one month, and the importance of paying yourself first while focusing on paying off high interest debt as soon as possible.

Tune into this second episode of Eyes On Your Money with Ryan and Becky. We promise your budget won’t look so scary!

Helpful links:
https://www.canada.ca/en/financial-consumer-agency/services/make-budget…
https://bookkeepers.com/how-to-stick-to-budget/

In this brand-new monthly podcast, hosts Becky Armstrong and Ryan Chin shine a light on the confusing world of finance to help clarify the fundamentals and make it fun and accessible. In their first episode, Ryan and Becky introduce listeners to the Canadian banking system and will answer the question, "Why do I need a bank account anyway?"

They outline the banking system in Canada, provide explanations about the different types of banks, give examples of various types of accounts, and offer tips on how to set up your own account.

“Three percent of Canadians do not have a bank account and about 15% are under-served by their bank.”